Privacy Policy

1.1 Personal Data

We collect the following personal information from you:

• Name: We collect your name to personalize your experience and facilitate expense sharing with your contacts.
• Email: We collect your email address for account authentication, important notifications, and communications.
• Payment Information: For premium features, we collect payment details to process your subscription securely. We do not store complete payment information on our servers.
• Expense Data: Information you enter about your expenses, including amounts, categories, descriptions, and sharing details.

1.2 Non-Personal Data

We may use cookies and similar technologies to collect non-personal information such as your device type, browser information, and app usage patterns. This data helps us improve our services and provide a better user experience.

We collect and use your personal data to:

• Provide our expense tracking and sharing services
• Process transactions between users
• Send notifications about shared expenses
• Improve our application features and performance
• Provide customer support

We do not sell or share your personal data with third parties except as necessary to provide our services (e.g., sharing expense information with friends you've connected with in the app). We may use trusted service providers for app functionality, but they are bound by confidentiality agreements.

Lumera is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

We may update this Privacy Policy from time to time to reflect changes in our practices. Any updates will be posted in the app, and we may notify you via email about significant changes.

If you have any questions, concerns, or requests related to this Privacy Policy, you can contact us at: