Terms and Conditions

Lumera is an expense tracking and sharing application that helps users manage shared expenses, track costs, and settle balances with friends, roommates, or travel companions. Our platform also provides task management features to help coordinate group activities and responsibilities.

When you create a Lumera account, you gain the right to use our expense tracking and sharing services. You own your data, but we reserve the right to suspend or terminate accounts that violate these Terms.

• Account Security: You are responsible for maintaining the security of your account credentials and for all activities that occur under your account.
• Premium Features: We may offer premium features that require subscription payments, which can be canceled according to our refund policy.
• Acceptable Use: You agree not to use our services for any illegal or unauthorized purpose nor to violate any laws in your jurisdiction.

We collect and store user data, including name, email, and payment information, as necessary to provide our services. For details on how we handle your data, please refer to our Privacy Policy.

We use web cookies and analytics tools to collect non-personal data for the purpose of improving our services and user experience. This may include usage patterns, device information, and other technical data that helps us enhance our platform.

These Terms are governed by applicable laws in your jurisdiction. Any disputes arising from your use of our service shall be subject to the exclusive jurisdiction of the courts in your jurisdiction.

We may update these Terms from time to time to reflect changes to our services, legal requirements, or business practices. When we make changes, we will notify users via email or in-app notifications. Your continued use of our services after such changes constitutes your acceptance of the revised Terms.

For any questions or concerns regarding these Terms of Service, please contact us at: